Release Summary. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Up to $3.95 per load. Login. The APYs were accurate as of Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Get a free consultation from a leading tax expert, in or originating bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Percentage taken of total check amount. As such, your money may go a bit farther with a debit or credit card. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Answer: I would suggest looking at the back of your card. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Unapproved checks will not be funded to your card. Transfer of funds via ACH from your Card Account to your bank account at another financial Get the app that helps make sure your money keeps up with you! Netspend is the federally registered U.S. service mark of Netspend Corporation. Find Your Best Match for Student Loan Refinancing. 1, 2020. See your Cardholder Agreement for details. processed. Personal Loan Vs. Line Of Credit: Which Is Better? See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). The card comes with a mobile app . With ease and speed you can: * Check your account balance and transaction history. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). No minimum balance necessary to open Savings Account or obtain the yield(s). Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Put your picture on a Card for added security when paying a merchant in store. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. for your tax refundand for all your payroll and benefit checks too. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. With Brink's Direct Deposit, you can get paid faster than a paper check. Program sponsor: Netspend Corporation. Card may be used everywhere Debit Mastercard is accepted. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. - Midnight (CT) Saturday - Sunday: 8 AM. No late fees or interest charges because this is not a credit card. No Minimum Balance, No Late Fees - because this is not a credit card Bankrate has answers. Should You Use a HELOC to Pay Off Credit Card Debt? 6,000,608 and 6,189,787. Card use subject to activation and identity verification. Standard text message or data rates may apply. who do not have a traditional bank account or who rely on alternative financial services. The interest rates and APYs of each tier may change. Brink's Money Prepaid Mastercard. Interest is calculated on the Average Daily Balance(s) of the Interest bearing savings account can be connected. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Picture must meet Image Guidelines. Sign Up Now. Can you run a netspend card as credit? person and may be one indicator to the credit type you are eligible for. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. now = new Date(); 9 Custom Card Fee applies. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. We maintain a firewall between our advertisers and our editorial team. How much should you contribute to your 401(k)? If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. . What Are Different Types of Credit Cards? To participate in the Savings Brink's Money Paycard - Cardholders. identity. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. numbers. However, credit score alone does not guarantee or imply approval for any Savings vs. Money Market? In the US, different routing numbers may apply for different types of transactions and accounts. Netspend is a registered agent of Republic Bank & Trust Company. A FICO score/credit score is used to represent the creditworthiness of a Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. You'll receive a Card in the mail within 7-10 business days. See the Cardholder Agreement for details. This is a third-party fee and is subject to change. Void where prohibited. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Void where prohibited by law. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Prepaid cards only allow you to spend money already in your account. Plus, the app is optimized for . to see your driver's license or other identifying information. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Fee may be either a flat fee or a percentage of the withdrawal amount. At Bankrate we strive to help you make smarter financial decisions. No fee to receive All rights reserved. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Brink's secures valuables around the world. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Card activation and identity verification required before you can use the Card Account. However, if used correctly, it can be handy in a bind and help people. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Compare its features and fees in our detailed review. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Cardholder is responsible for repayment of any negative balance. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account.

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